The Debt Trader Post: BHPH Edition

Loan Servicing Software: Must-Have Features for BHPH Dealers

Discover the key software features every Buy Here Pay Here (BHPH) dealer should demand. This episode covers advanced tools for collections and communication—from configurable workflows, multi-channel reminders, and repossession management to mobile-friendly payment options, robust third-party integrations, real-time dashboards, and PCI-compliant digital receipts—empowering you to automate operations and safeguard portfolio performance.

BHPH Debt Mastery: Best Practices for In-House Financing

Learn how Buy Here Pay Here dealerships can manage debt more effectively. This episode highlights credit assessment using income and alternative data, flexible payment plans, structured collections under FDCPA compliance, and the role of automation, cloud platforms, and AI (like Skit.ai) in streamlining operations and reducing defaults.

Selling Bulk Auto Loans: Unlocking Capital for Growth

Discover how businesses use bulk auto loan portfolio sales to free up capital and sharpen focus on their core strengths. This episode explores evaluating portfolio quality, identifying ideal buyers, timing sales with market trends, negotiating terms, and navigating regulatory compliance to ensure a profitable and seamless sale.

Finding the Right Auto Note Buyer: A Guide for Sellers

Navigate the world of auto loan note sales with confidence. This episode unpacks key buyer types—banks, specialty funds, finance companies—and outlines strategies for preparing your portfolio, completing due diligence, managing legalities, and maximizing return. Whether you're a dealer or investor, learn best practices to streamline the sale process and connect with the right buyers next time.

Auto Note Buyers Uncovered: How to Choose the Right Partner

Explore how to sell auto loan portfolios to the right buyers. We break down buyer types—banks, credit unions, private equity, specialty finance—and how portfolio credit quality, size, and geographic coverage affect receptions. Learn due diligence requirements, auction formats, and how platforms like Debexpert streamline sales to over 500 verified buyers annually. Discover how to maximize value and close confidently.

Smart Lending: How AI Is Reshaping BHPH Loan Operations

Discover how artificial intelligence is transforming Buy Here Pay Here loan management. This episode explores AI-powered underwriting, predictive risk scoring, automated collections, fraud detection, and customer support tools—which together enhance efficiency, accuracy, and portfolio performance in modern BHPH operations.

Turn Receivables into Capital: How to Sell Auto Notes Effectively

Learn how dealerships and lenders can unlock immediate cash flow by selling auto receivables. This episode covers preparing masked portfolio data, identifying performing vs. charged-off pools, selecting qualified buyers, digital auction platforms, legal documentation, and compliance essentials. Discover how to maximize sale value and refocus on business growth.

Knoxville BHPH Spotlight: Best Local Dealers & Financing Options

Explore Tennessee’s best Buy Here Pay Here lots in Knoxville, TN. This episode highlights trusted dealers like Parker Auto Sales and SmartAuto, flexible financing with minimal down payments, and key tips for choosing the right lot. Learn how to navigate options when you have limited credit or need quick approval—making your next car purchase smoother and more accessible.

Auto Loan Portfolio Acquisitions: Insider’s Playbook for Buyers

Explore the step-by-step process of purchasing auto loan portfolios to grow your asset base fast. This episode covers sourcing notes from banks and brokers, performing due diligence on performance metrics like delinquency and LTV, negotiating purchase terms, integrating portfolios operationally, and managing risks post-acquisition. Perfect for investors and financiers.

Promissory Notes for Cars: A Seller’s Legal Guide

Learn how to properly draft and enforce a car promissory note in private auto sales. This episode covers required elements—loan amount, interest rate, repayment schedule, repossession rights—and explores legal pitfalls to avoid and steps if a buyer defaults. Gain clarity on how this essential document protects both parties.